- Our guides and tools are general information, not advice for your situation.
- Using the website does not make you a client. That starts with a signed engagement letter.
- You may link to and quote our guides with attribution. Please do not copy them in bulk.
- Singapore law governs these terms.
1. About these terms
These terms apply when you use northwiseasia.com, including its guides, FAQs, tools and forms. By using the website you accept them. If you engage us, our terms of service and your engagement letter also apply.
2. Information, not advice
Content on this website is general information. It is not legal, tax, accounting or financial advice for your circumstances. Laws change: each guide shows when it was last checked, and the official sources linked prevail. Speak to a qualified adviser before you act.
3. Tools and calculators
Our tools give estimates based on the inputs you enter and the rules stated on each tool page. They simplify the law and may not cover your facts. They store nothing on our servers. Do not rely on a tool's result for a filing or a decision without checking it with an adviser.
4. Forms and the online application
- Information you give must be accurate and complete, and you must be entitled to share any details about other people.
- Submitting an application or enquiry is a request for our services. It does not bind us until we accept it in writing after our due diligence checks.
- Forms are sent to our inbox through a form delivery service. Please do not send passwords, full identity document numbers or bank account details through a form; we will ask for these securely when an engagement starts.
5. Our content
The website's text, tools, design and logo belong to Northwise Pte. Ltd. You may share links, and quote short extracts with attribution and a link back. Search engines and AI assistants may index the site and quote it with attribution. You may not copy guides or tools in bulk, republish them as your own, or remove attribution.
6. Acceptable use
Do not misuse the website: no attempts to break its security, overload it, scrape it in ways that harm its operation, or use it for anything unlawful.
7. Links to other websites
We link to official and other sources for reference. We do not control those sites and are not responsible for their content or availability.
8. Liability
We work to keep the website accurate and available, but we do not guarantee that it is error-free or uninterrupted. To the extent the law allows, we are not liable for loss arising from reliance on website content or tools. Nothing in these terms limits liability that the law does not allow us to limit. If you find an error, tell us at contactus@northwiseasia.com and we will record the correction in our corrections log.
9. Governing law
These terms are governed by Singapore law, and the Singapore courts have exclusive jurisdiction.
10. Changes
We may update these terms and will show the date at the top. Version 1.0, 1 November 2026: first published. Version 1.1, 12 November 2026: updated how forms are delivered.