:root {
  --ink: #0A1A2F;        /* navy: text, rules, primary data */
  --ink-2: #3D4B5D;      /* secondary text */
  --ink-3: #5F6B7B;      /* captions, sources */
  --paper: #FFFFFF;
  --mist: #EEF2F6;       /* cool band ground */
  --rule: #D3DAE2;
  --gold-br: #C9963E;       /* the star: rules, logo, large type only */
  --gold-text: #87621F;  /* gold for small text, AA on white */
  --navy: #0A1A2F;       /* dark bands */
  --on-navy: #F3F5F8;
  --on-navy-2: #B7C2D0;
  --data-a: #0A1A2F;
  --data-b: #9AA7B6;
  --data-ref: #B07D2A;
  --good: #1F5A8A;
  --bad: #A23B2F;
  --serif: 'Newsreader', 'Iowan Old Style', Georgia, 'Times New Roman', serif;
  --sans: 'Public Sans', 'Helvetica Neue', Arial, sans-serif;
  --wrap: 1180px;
  --read: 680px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body { margin: 0; background: var(--paper); color: var(--ink); font: 400 17px/1.6 var(--sans); }
img { max-width: 100%; display: block; }
a { color: inherit; }
:focus-visible { outline: 2px solid var(--gold-br); outline-offset: 3px; }
h1, h2, h3 { font-family: var(--serif); font-weight: 500; letter-spacing: -0.01em; text-wrap: balance; margin: 0; }
p { margin: 0; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding-left: max(16px, env(safe-area-inset-left, 0px)); padding-right: max(16px, env(safe-area-inset-right, 0px)); }
@media (min-width: 720px) { .wrap { padding-left: max(32px, env(safe-area-inset-left, 0px)); padding-right: max(32px, env(safe-area-inset-right, 0px)); } }
.wm { --wm-ink: var(--ink); --wm-star: var(--gold-br); }

/* header */
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 10; background: var(--paper); }
.hdr { position: sticky; top: env(safe-area-inset-top, 0px); z-index: 9; background: var(--paper); border-bottom: 1px solid var(--rule); }
.hdr .wrap { display: flex; align-items: center; gap: 28px; min-height: 68px; }
.wmk { display: block; width: 138px; flex: none; }
.wmk svg { width: 100%; height: auto; display: block; }
.mainnav { display: flex; gap: 26px; margin-left: auto; align-items: center; }
.mainnav a { text-decoration: none; font-size: 15px; color: var(--ink-2); }
.mainnav a:hover, .mainnav a[aria-current] { color: var(--ink); box-shadow: inset 0 -2px 0 var(--gold-br); }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: 0 20px; font: 600 15px/1 var(--sans); text-decoration: none; border: 1.5px solid currentColor; border-radius: 2px; cursor: pointer; background: none; color: inherit; }
.btn.gold { background: var(--gold-br); border-color: var(--gold-br); color: #0A1A2F; }
.btn.gold:hover { background: #D9A956; border-color: #D9A956; }
.btn.ink { background: var(--ink); border-color: var(--ink); color: var(--paper); }
.hdr .btn { min-height: 40px; font-size: 14px; }
.menu-btn { display: none; margin-left: auto; }
@media (max-width: 900px) {
  .mainnav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: var(--paper); border-bottom: 1px solid var(--rule); flex-direction: column; align-items: flex-start; gap: 0; padding: 8px max(16px, env(safe-area-inset-left, 0px)) 16px; }
  .mainnav.open { display: flex; }
  .mainnav a { padding: 12px 0; width: 100%; border-bottom: 1px solid var(--rule); box-shadow: none; }
  .menu-btn { display: inline-flex; }
  .hdr .cta-top { display: none; }
}

/* hero */
.lead { position: relative; background: var(--navy); }
.lead-img { width: 100%; height: clamp(360px, 52vw, 600px); object-fit: cover; object-position: 50% 62%; }
.lead-panel { background: var(--navy); color: var(--on-navy); padding: 36px 0 40px; }
.lead-panel .xinner { max-width: 640px; }
.lead-panel .xline { width: 56px; height: 2px; background: var(--gold-br); margin-bottom: 22px; }
.lead h1 { font-size: clamp(34px, 4.6vw, 58px); line-height: 1.06; }
.lead .xlede { color: var(--on-navy-2); font-size: 18px; margin-top: 18px; max-width: 52ch; }
.lead .xacts { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.lead .btn.line-btn { color: var(--on-navy); border-color: rgba(243,245,248,.5); }
@media (min-width: 960px) {
  .lead-panel { position: absolute; left: 0; right: 0; bottom: 0; background: none; padding: 0; }
  .lead-panel .wrap { display: block; }
  .lead-panel .xinner { background: var(--navy); padding: 40px 44px 44px; margin-bottom: -64px; position: relative; }
  .lead { margin-bottom: 64px; }
}

/* sections */
.xsec { padding-block: 72px; }
.xsec.xmist { background: var(--mist); }
.sech { display: grid; gap: 14px; max-width: 760px; margin-bottom: 40px; }
.sech h2 { font-size: clamp(28px, 3.2vw, 40px); line-height: 1.12; }
.sech p { color: var(--ink-2); font-size: 18px; }

/* situations */
.situations { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-top: 2px solid var(--ink); }
.sit { padding: 28px 32px 30px 0; border-bottom: 1px solid var(--rule); display: grid; gap: 10px; align-content: start; }
.sit:nth-child(2n) { padding-left: 32px; padding-right: 0; border-left: 1px solid var(--rule); }
.sit h3 { font-size: 24px; line-height: 1.2; }
.sit p { color: var(--ink-2); }
.sit .xtasks { font-size: 15px; color: var(--ink-3); }
.sit a { font-weight: 600; font-size: 15px; text-decoration-color: var(--gold-br); text-underline-offset: 4px; margin-top: 4px; justify-self: start; }
@media (max-width: 720px) { .situations { grid-template-columns: 1fr; } .sit, .sit:nth-child(2n) { padding: 24px 0; border-left: 0; } }

/* featured insight */
.featx { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 56px; align-items: start; }
.featx .xcopy { display: grid; gap: 16px; }
.featx .xcopy h2 { font-size: clamp(26px, 2.8vw, 36px); line-height: 1.15; }
.featx .xcopy p { color: var(--ink-2); }
.featx .xcopy .xmeta { font-size: 14px; color: var(--ink-3); }
@media (max-width: 900px) { .featx { grid-template-columns: minmax(0, 1fr); gap: 32px; } }

/* exhibits */
.exhibit { margin: 0; border-top: 2px solid var(--ink); padding-top: 16px; background: var(--paper); }
.xsec.xmist .exhibit { padding: 20px 22px 18px; border-top-width: 3px; }
.exhibit .ex-label { font: 700 13px/1.2 var(--sans); color: var(--gold-text); letter-spacing: .02em; }
.exhibit .ex-title { font: 500 21px/1.25 var(--serif); margin-top: 6px; text-wrap: balance; }
.exhibit .ex-sub { font-size: 14px; color: var(--ink-3); margin-top: 4px; }
.exhibit .ex-body { margin-top: 16px; overflow-x: auto; }
.exhibit svg { width: 100%; height: auto; display: block; min-width: 520px; }
.exhibit figcaption { font-size: 13px; color: var(--ink-3); margin-top: 12px; border-top: 1px solid var(--rule); padding-top: 10px; }
.exhibit figcaption a { color: var(--ink-3); }
svg .t { fill: var(--ink); font-family: var(--sans); }
svg .t2 { fill: var(--ink-2); font-family: var(--sans); }
svg .t3 { fill: var(--ink-3); font-family: var(--sans); }
svg .grid { stroke: var(--rule); stroke-width: 1; }
svg .axis { stroke: var(--ink-3); stroke-width: 1; }
svg .la { stroke: var(--data-a); stroke-width: 3; fill: none; }
svg .lb { stroke: var(--data-b); stroke-width: 2.5; fill: none; }
svg .lref { stroke: var(--data-ref); stroke-width: 1.5; stroke-dasharray: 5 5; fill: none; }
svg .dot-a { fill: var(--data-a); }
svg .q { fill: none; stroke: var(--rule); stroke-width: 1.5; }
svg .q-good { fill: var(--mist); stroke: var(--good); stroke-width: 2.5; }
svg .q-bad { fill: none; stroke: var(--bad); stroke-width: 2; }
svg .tag-good { fill: var(--good); font-family: var(--sans); }
svg .tag-bad { fill: var(--bad); font-family: var(--sans); }

/* services with image */
.svcx { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: 48px; }
.svcx-img { width: 100%; height: 100%; min-height: 420px; object-fit: cover; }
.svcx-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 36px; align-content: start; }
.svcx-item { padding: 22px 0; border-top: 1px solid var(--rule); display: grid; gap: 8px; align-content: start; }
.svcx-item h3 { font-size: 21px; }
.svcx-item h3 a { text-decoration: none; }
.svcx-item h3 a:hover { text-decoration: underline; text-decoration-color: var(--gold-br); }
.svcx-item p { color: var(--ink-2); font-size: 16px; }
.svcx-item .xnote { font-size: 13px; color: var(--ink-3); }
@media (max-width: 900px) { .svcx { grid-template-columns: minmax(0, 1fr); } .svcx-img { min-height: 240px; max-height: 300px; } }
@media (max-width: 620px) { .svcx-list { grid-template-columns: 1fr; } }

/* process: a real sequence */
.process { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; counter-reset: s; list-style: none; padding: 0; margin: 0; }
.process li { counter-increment: s; padding: 0 24px 0 0; border-top: 2px solid var(--ink); padding-top: 18px; display: grid; gap: 8px; align-content: start; }
.process li + li { padding-left: 24px; border-left: 1px solid var(--rule); }
.process li::before { content: "Step " counter(s); font: 700 13px/1 var(--sans); color: var(--gold-text); }
.process h3 { font-size: 21px; }
.process p { color: var(--ink-2); font-size: 16px; }
@media (max-width: 900px) { .process { grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 28px; } .process li:nth-child(3) { padding-left: 0; border-left: 0; } }
@media (max-width: 560px) { .process { grid-template-columns: 1fr; } .process li, .process li + li { padding-left: 0; border-left: 0; } }

/* firm */
.xfirm { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px; }
.xplace { display: grid; gap: 14px; align-content: start; }
.xplace img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.xplace h3 { font-size: 22px; }
.xplace p { color: var(--ink-2); font-size: 16px; }
.xfacts { margin-top: 40px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; border-top: 1px solid var(--rule); padding-top: 24px; }
.xfacts div { display: grid; gap: 4px; }
.xfacts dt { font-size: 13px; color: var(--ink-3); }
.xfacts dd { margin: 0; font-size: 16px; }
@media (max-width: 760px) { .xfirm { grid-template-columns: 1fr; } .xfacts { grid-template-columns: 1fr; } }

/* insight cards */
.icards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; }
.icard { display: grid; gap: 12px; text-decoration: none; align-content: start; }
.icard img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; }
.icard .xcat { font-size: 13px; color: var(--gold-text); font-weight: 600; }
.icard h3 { font-size: 21px; line-height: 1.25; }
.icard:hover h3 { text-decoration: underline; text-decoration-color: var(--gold-br); text-underline-offset: 4px; }
.icard p { color: var(--ink-2); font-size: 15px; }
@media (max-width: 860px) { .icards { grid-template-columns: 1fr; } .icard { grid-template-columns: 160px minmax(0, 1fr); column-gap: 18px; } .icard img { grid-row: span 3; aspect-ratio: 1; } }
@media (max-width: 480px) { .icard { grid-template-columns: 1fr; } .icard img { grid-row: auto; aspect-ratio: 3 / 2; } }

/* contact band */
.cband { background: var(--navy); color: var(--on-navy); padding-block: 64px; }
.cband .wrap { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: 48px; align-items: end; }
.cband h2 { font-size: clamp(28px, 3.4vw, 42px); line-height: 1.1; }
.cband p { color: var(--on-navy-2); margin-top: 14px; max-width: 52ch; }
.cband .xreach { display: grid; gap: 10px; font-size: 16px; }
.cband .xreach b { font-weight: 600; color: var(--on-navy); }
.cband .xreach span { color: var(--on-navy-2); font-size: 14px; }
@media (max-width: 800px) { .cband .wrap { grid-template-columns: minmax(0, 1fr); } }

/* footer */
.ftr { border-top: 1px solid var(--rule); padding-block: 48px 40px; font-size: 14px; color: var(--ink-3); }
.ftr .fcols2 { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px; }
.ftr h4 { font: 600 14px/1.3 var(--sans); color: var(--ink); margin: 0 0 10px; }
.ftr ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 6px; }
.ftr a { text-decoration: none; }
.ftr a:hover { color: var(--ink); text-decoration: underline; }
.ftr .flegal { margin-top: 36px; padding-top: 18px; border-top: 1px solid var(--rule); display: grid; gap: 8px; font-size: 13px; line-height: 1.55; }
@media (max-width: 760px) { .ftr .fcols2 { grid-template-columns: 1fr 1fr; } .ftr .fcols2 > div:first-child { grid-column: 1 / -1; } }

/* concept ribbon */



/* article */
.art-head { padding-block: 48px 32px; }
.acrumbs { font-size: 14px; color: var(--ink-3); display: flex; flex-wrap: wrap; gap: 8px; }
.acrumbs a { text-decoration: none; color: var(--gold-text); font-weight: 600; }
.art-head h1 { font-size: clamp(32px, 4.4vw, 54px); line-height: 1.08; margin-top: 18px; max-width: 22ch; }
.art-head .adek { font: 400 21px/1.5 var(--serif); color: var(--ink-2); margin-top: 18px; max-width: 60ch; }
.byline { margin-top: 28px; display: flex; flex-wrap: wrap; gap: 14px 36px; border-top: 1px solid var(--rule); padding-top: 16px; font-size: 14px; }
.byline div { display: grid; gap: 2px; }
.byline dt { color: var(--ink-3); font-size: 13px; }
.byline dd { margin: 0; color: var(--ink); }
.byline a { text-decoration-color: var(--gold-br); text-underline-offset: 3px; }
.art-hero { margin: 0; }
.art-hero img { width: 100%; height: clamp(240px, 38vw, 460px); object-fit: cover; object-position: 50% 70%; }
.art-hero figcaption { font-size: 13px; color: var(--ink-3); margin-top: 8px; }
.art-grid { display: grid; grid-template-columns: 220px minmax(0, var(--read)); gap: 64px; padding-block: 48px 72px; }
.atoc { position: sticky; top: calc(env(safe-area-inset-top, 0px) + 92px); align-self: start; font-size: 14px; display: grid; gap: 2px; }
.atoc b { font-size: 13px; color: var(--ink-3); font-weight: 600; margin-bottom: 8px; }
.atoc a { text-decoration: none; color: var(--ink-2); padding: 6px 0 6px 12px; border-left: 2px solid var(--rule); }
.atoc a:hover { color: var(--ink); border-left-color: var(--gold-br); }
@media (max-width: 960px) { .art-grid { grid-template-columns: minmax(0, 1fr); gap: 32px; } .atoc { position: static; } }
.aprose { font-size: 18px; line-height: 1.7; min-width: 0; }
.aprose > * + * { margin-top: 1.1em; }
.aprose h2 { font-size: 30px; line-height: 1.2; margin-top: 2.1em; scroll-margin-top: 96px; }
.aprose h3 { font: 600 19px/1.35 var(--sans); margin-top: 1.6em; }
.aprose a { text-decoration-color: var(--gold-br); text-underline-offset: 3px; }
.aprose ul, .aprose ol { padding-left: 1.2em; }
.aprose li + li { margin-top: .45em; }
.aprose .exhibit { margin-top: 2.2em; margin-bottom: 2.2em; }
@media (min-width: 1180px) { .aprose .exhibit.xwide { margin-right: -200px; } }
.ashort { background: var(--mist); padding: 24px 28px; border-left: 3px solid var(--gold-br); }
.ashort h2 { font: 600 15px/1.3 var(--sans) !important; margin: 0 !important; color: var(--ink); }
.ashort ul { margin: 12px 0 0; padding-left: 1.1em; font-size: 17px; }
.patterns { list-style: none; padding: 0 !important; counter-reset: p; border-top: 1px solid var(--rule); }
.patterns li { counter-increment: p; display: grid; grid-template-columns: 36px minmax(0, 1fr); gap: 4px 12px; padding: 16px 0; border-bottom: 1px solid var(--rule); margin: 0 !important; }
.patterns li::before { content: counter(p); font: 500 22px/1.2 var(--serif); color: var(--gold-text); }
.patterns b { display: block; }
.ctable { width: 100%; border-collapse: collapse; font-size: 15px; line-height: 1.5; min-width: 560px; }
.ctable th, .ctable td { text-align: left; vertical-align: top; padding: 12px 14px 12px 0; border-bottom: 1px solid var(--rule); }
.ctable thead th { font-weight: 600; border-bottom: 2px solid var(--ink); }
.ctable tbody th { font-weight: 600; color: var(--ink-2); width: 22%; }
.acheck { list-style: none; padding-left: 0 !important; }
.acheck li { position: relative; padding-left: 28px; }
.acheck li::before { content: ""; position: absolute; left: 2px; top: .55em; width: 12px; height: 12px; border: 1.5px solid var(--ink-3); }
.anext { border: 1px solid var(--rule); border-top: 3px solid var(--ink); padding: 26px 28px; display: grid; gap: 12px; margin-top: 2.4em !important; }
.anext h2 { margin-top: 0 !important; font-size: 26px !important; }
.anext p { color: var(--ink-2); font-size: 17px; }
.anext .xacts { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 6px; }
.anext .alinks { font-size: 15px; color: var(--ink-3); display: grid; gap: 4px; }
.asrcs { font-size: 15px; }
.asrcs ol { padding-left: 1.2em; }
.asrcs .xdisc { font-size: 14px; color: var(--ink-3); }

/* six situations */
.sit-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 40px 32px; }
.sit-card { display: grid; gap: 10px; align-content: start; }
.sit-card img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; margin-bottom: 6px; }
.sit-card h3 { font-size: 22px; line-height: 1.2; }
.sit-card p { color: var(--ink-2); font-size: 16px; }
.sit-card .xtasks { font-size: 14px; color: var(--ink-3); }
.sit-card a { font-weight: 600; font-size: 15px; text-decoration-color: var(--gold-br); text-underline-offset: 4px; justify-self: start; }
@media (max-width: 900px) { .sit-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .sit-grid { grid-template-columns: minmax(0, 1fr); } }
/* India practice */
.india { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 56px; align-items: start; }
.india .xcopy { display: grid; gap: 16px; }
.india .xcopy h2 { font-size: clamp(28px, 3.2vw, 40px); line-height: 1.12; }
.india .xcopy p { color: var(--ink-2); }
.india-links { list-style: none; padding: 0; margin: 8px 0 0; border-top: 1px solid var(--rule); }
.india-links li { border-bottom: 1px solid var(--rule); }
.india-links a { display: block; padding: 12px 0; font-weight: 600; font-size: 15px; text-decoration: none; }
.india-links a:hover { text-decoration: underline; text-decoration-color: var(--gold-br); }
@media (max-width: 900px) { .india { grid-template-columns: minmax(0, 1fr); gap: 32px; } }

/* cropped images: let CSS aspect-ratio win over the width/height attributes */
.sit-card img, .icard img, .xplace img { height: auto; }
.svcx-img { height: 100%; align-self: stretch; }

/* ---- re-theme of the older page components so every page shares one look ---- */
:root{color-scheme:light;
  --paper:#FFFFFF; --paper-2:#EEF2F6; --surface:#FFFFFF; --field:#F6F8FA;
  --line:#D3DAE2; --line-2:#B8C2CE; --ink:#0A1A2F; --ink-2:#3D4B5D; --muted:#4A5768; --dim:#5F6B7B;
  --gold:#87621F; --gold-br:#C9963E; --gold-soft:rgba(201,150,62,.12);
  --display:'Newsreader','Iowan Old Style',Georgia,serif; --serif:'Newsreader','Iowan Old Style',Georgia,serif;
  --body:'Public Sans','Helvetica Neue',Arial,sans-serif; --mono:'Public Sans','Helvetica Neue',Arial,sans-serif}
body{background:#FFFFFF;font-family:var(--body)}
*,*::before,*::after{border-radius:0!important}
.btn,.cc,.chip,input,select,textarea{border-radius:2px!important}
h1,h2,h3{font-family:var(--display);font-weight:500;letter-spacing:-.01em}
h1{font-size:clamp(34px,4.6vw,56px);line-height:1.08}
h2{font-size:clamp(26px,3vw,38px);line-height:1.15}
h3{font-size:21px;line-height:1.25;font-weight:500}
.it{font-style:normal!important;font-family:inherit!important;color:inherit!important}
.label,.shead .nm,.shead .idx,.stage-h .idx,.rt,.tag,.cat,.msub,.lmeta,.ltoc b{font-family:var(--body)!important;text-transform:none!important;letter-spacing:0!important}
.label{font-size:14px;font-weight:600;color:var(--gold)}
.label::before{display:none!important}
.shead .rule{background:var(--line)!important}
#prog,.hero::after,.glass::before,.bigword,.keys::before,.post.feat::before,.route::before,canvas#sky{display:none!important}
.glass,.boxw,.svc.a,.plan.hl,.post.feat,.hgrid .card.feat,.rgrid .card.feat,.keys,.tw,.qa,.form select{background-image:none!important}
.glass{background:#fff!important;border:1px solid var(--line)!important;box-shadow:none!important}
.glass:hover,.btn:hover,.card:hover,.plan:hover,.svc:hover{transform:none!important;box-shadow:none!important}
[class]{backdrop-filter:none!important;-webkit-backdrop-filter:none!important}
.btn{padding:12px 20px;font-size:15px;gap:8px;border:1.5px solid var(--ink);background:transparent;color:var(--ink)}
.btn.solid{background:var(--ink);color:#fff;border-color:var(--ink)}
.btn.solid:hover{background:#1D3048}
.btn .arr{display:none}
.shero h1,.hub-hero h1{max-width:22ch}
.shero{padding-block:48px 28px}
.crumbs a{color:var(--gold)}
.dek{font-family:var(--serif);font-size:20px;line-height:1.5;color:var(--ink-2)}
.lede{color:var(--ink-2)}
section{padding-block:56px}
.band{background:var(--ink);color:#F3F5F8;padding:36px 40px}
.band h2{color:#fff}.band p{color:#B7C2D0}
.band .btn{border-color:#C9963E;background:#C9963E;color:#0A1A2F}
.card{border:1px solid var(--line);background:#fff}
.chip[aria-pressed="true"]{background:var(--ink);color:#fff;border-color:var(--ink)}
.qa{border-bottom:1px solid var(--line)}
/* cookie banner */
.cc{position:fixed;right:max(16px,env(safe-area-inset-right,0px));bottom:max(16px,env(safe-area-inset-bottom,0px));z-index:80;width:min(420px,calc(100vw - 32px));background:#fff;color:var(--ink);border:1px solid var(--line-2);padding:20px;display:flex;flex-direction:column;gap:10px;font-size:14px;box-shadow:0 18px 40px -20px rgba(10,26,47,.4)}
.cc[hidden]{display:none}.cc h2{font:600 16px/1.3 var(--body);margin:0}.cc p{margin:0;color:var(--ink-2)}
.cc-row{display:flex;gap:10px;align-items:flex-start;line-height:1.45}.cc-row b{display:block}.cc-row i{font-style:normal;color:var(--ink-3)}.cc-row i[hidden]{display:none}
.cc-btns{display:flex;gap:8px;flex-wrap:wrap;margin-top:4px}.cc-btns .btn{padding:9px 14px;font-size:14px}
.cc-link{all:unset;cursor:pointer;text-decoration:underline;color:inherit}
.cc-fine a{color:var(--gold-text);font-weight:600}
/* article body components carried over from the guide sources */
.aprose ul.check{list-style:none;padding-left:0}
.aprose ul.check li{position:relative;padding-left:28px}
.aprose ul.check li::before{content:"";position:absolute;left:2px;top:.55em;width:12px;height:12px;border:1.5px solid var(--ink-3);background:none}
.exhibit ol.steps{margin:0}
.aprose ol.steps{list-style:none;padding-left:0;counter-reset:st;border-top:1px solid var(--rule)}
.aprose ol.steps li{counter-increment:st;display:grid;grid-template-columns:36px minmax(0,1fr);gap:4px 12px;padding:14px 0;border-bottom:1px solid var(--rule);margin:0}
.aprose ol.steps li::before{content:counter(st);font:500 22px/1.2 var(--serif);color:var(--gold-text)}
.aprose .note{background:var(--mist);border-left:3px solid var(--gold-br);padding:18px 22px}
.aprose .note.warn{border-left-color:var(--bad)}
.aprose .note p+p{margin-top:.6em}
.aprose .faqs details{border-bottom:1px solid var(--rule);padding:14px 0}
.aprose .faqs summary{cursor:pointer;font-weight:600;font-size:17px}
.aprose .faqs .ans{margin-top:8px;color:var(--ink-2)}
.ctable td,.ctable th{font-size:15px}
.icard .xcat{font-size:13px;color:var(--gold-text);font-weight:600}
.tools-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:2px solid var(--ink)}
.tools-row a{display:grid;gap:6px;padding:18px 20px 20px 0;text-decoration:none;border-bottom:1px solid var(--rule)}
.tools-row a+a{padding-left:20px;border-left:1px solid var(--rule)}
.tools-row b{font:500 19px/1.3 var(--serif)}
.tools-row span{font-size:15px;color:var(--ink-2)}
@media (max-width:860px){.tools-row{grid-template-columns:repeat(2,minmax(0,1fr))}.tools-row a:nth-child(3){padding-left:0;border-left:0}}
@media (max-width:520px){.tools-row{grid-template-columns:minmax(0,1fr)}.tools-row a,.tools-row a+a{padding-left:0;border-left:0}}
.formnote{padding:14px 16px;background:var(--mist);border-left:3px solid var(--gold-br);font-size:15px}
.formnote.err{border-left-color:var(--bad)}

/* fixes after first full build */
.page-hero{margin:8px 0 8px}
.page-hero img{width:100%;height:clamp(200px,28vw,360px);object-fit:cover}
.ftr h2.fh{font:600 14px/1.3 var(--body);color:var(--ink);margin:0 0 10px;letter-spacing:0}
.ftr .flegal a,.ftr .flegal button{display:inline-block;padding:6px 0;margin-right:14px}
.idx{display:none!important}
.hgrid .card.feat,.rgrid .card.feat{background:var(--mist)!important;border:1px solid var(--rule)!important}
.hgrid .card.feat *,.rgrid .card.feat *{color:var(--ink)!important}
.hgrid .card.feat p,.rgrid .card.feat p{color:var(--ink-2)!important}
.cta{background:#fff!important;background-image:none!important;border:1px solid var(--rule)!important;box-shadow:none!important}
.card,.hgrid .card,.rgrid .card{box-shadow:none!important}
.tag{background:none!important;padding:0!important;color:var(--gold-text)!important;font-weight:600}
.lead{padding:0!important}
*{text-transform:none!important}
.crumbs,.glance h3,.bh,.rt,.hgrid .card .cat,.rgrid .card .cat,.card .tag,.stage-h .idx{letter-spacing:0!important;font-family:var(--body)!important}
.qa summary,details summary{font-family:var(--body)!important;font-weight:600}
.aprose ol.steps li{display:block!important;position:relative;padding:14px 0 14px 44px!important;grid-template-columns:none!important}
.aprose ol.steps li::before{position:absolute!important;left:0;top:12px;border:0!important;background:none!important;width:auto!important;height:auto!important;display:block!important}
.aprose ol.steps li b{font-weight:700}

/* floating WhatsApp button, every page */
.wa-float{position:fixed;right:calc(20px + env(safe-area-inset-right,0px));bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:70;width:56px;height:56px;border-radius:50%!important;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 18px rgba(10,26,47,.28);text-decoration:none!important}
.wa-float:hover{background:#1EBE5A}
.wa-float:focus-visible{outline:3px solid #0A1A2F;outline-offset:3px}
@media (max-width:520px){.wa-float{width:52px;height:52px;right:calc(16px + env(safe-area-inset-right,0px));bottom:calc(16px + env(safe-area-inset-bottom,0px))}}
@media print{.wa-float{display:none}}

/* ===== One type system for every page (loaded last) ===== */
/* Scale: label 14 / meta 13.5 / small body 15 / body 17-18 / dek 20 / card title 21 / h3 24 / article h2 30 / section h2 36 / h1 56 */

/* Label above the main heading: one style everywhere */
main .crumbs, main .crumbs span, main .crumbs a,
main .hub-hero .label,
main .acrumbs, main .acrumbs a{font-family:"Public Sans",system-ui,sans-serif!important;font-size:14px!important;font-weight:600!important;color:#87621F!important;letter-spacing:0!important;text-transform:none!important}

/* Main heading */
main h1{font-family:"Newsreader",Georgia,serif!important;font-weight:500!important;font-size:clamp(36px,4.6vw,56px)!important;line-height:1.08!important;letter-spacing:-0.015em!important;color:#0A1A2F}
main .xinner h1{font-size:clamp(34px,4.4vw,58px)!important;color:#F3F5F8}

/* Intro text under the main heading: one style everywhere */
main .dek, main .hub-hero .lede, main .adek{font-family:"Public Sans",system-ui,sans-serif!important;font-size:20px!important;line-height:1.55!important;font-weight:400!important;color:#4A5768!important;letter-spacing:0!important}
@media (max-width:600px){main .dek, main .hub-hero .lede, main .adek{font-size:18px!important}}

/* Section headings: two sizes only */
main .ssec h2, main .sech h2, main .xcopy h2, main .stage-h h2, main .hub-hero ~ .wrap > h2,
main .shero ~ .wrap > h2, main .contact-grid h2{font-size:clamp(28px,3vw,36px)!important;letter-spacing:-0.01em!important;line-height:1.15!important}
main .aprose h2, main .prose h2, main .faqs h2, main .asrcs h2, main .faq-sec h2, main .srcs h2, main .related h2, main .anext h2{font-size:clamp(24px,2.4vw,30px)!important;letter-spacing:-0.01em!important;line-height:1.2!important}
main .glass h2, main .wz-pane h2{font-size:24px!important;letter-spacing:-0.01em!important}

/* Card and sub-headings */
main .card h3, main .icard h3, main .svcx-item h3, main .sit-card h3, main .xplace h3, main .cta-card h3,
main .glass h3, main .wz-pane h3{font-family:"Newsreader",Georgia,serif!important;font-size:21px!important;line-height:1.25!important;letter-spacing:-0.005em!important}
main .glass.plan h3{font-size:30px!important;letter-spacing:-0.01em!important}
main .aprose h3{font-family:"Newsreader",Georgia,serif!important;font-size:23px!important;font-weight:500!important;letter-spacing:-0.005em!important}
main .glass.glance h3, main .glance h3{font-family:"Public Sans",system-ui,sans-serif!important;font-size:14px!important;font-weight:600!important;color:#87621F!important;letter-spacing:0!important}

/* Body text */
main .prose p, main .prose li{font-size:17px!important;color:#0A1A2F!important}
main .card p, main .glass p, main .icard p, main .sit-card p, main .svcx-item p{font-size:15.5px!important;line-height:1.55!important;color:#4A5768!important}
main .ans p, main .sech p, main .anext p, main .xcopy p, main .fee{color:#4A5768!important}

/* Small labels and meta: readable minimum, no tracking */
main .cat, main .xcat, main .tag, main .rt, main .pill, main .for, main .bh, main .nm, main .lmeta, main .saved,
main .ex-label, main .byline dt, main .atoc b, main .fine, main figcaption, main .xnote, main .regnote,
main dt, main th, main label, main .hint, main small{letter-spacing:0!important;text-transform:none!important}
main .cat, main .xcat, main .tag, main .rt, main .pill, main .ex-label{font-size:13px!important;font-weight:600!important}
main .for{font-size:14px!important;font-weight:600!important;color:#4A5768!important}
main .pill{padding:5px 10px!important}
main .rt{color:#87621F!important}
main .byline dt, main .atoc b, main .bh, main .nm, main .lmeta, main .saved, main dt, main th{font-size:13.5px!important}
main .fine, main figcaption, main .xnote, main .regnote, main .hint, main small, main label{font-size:14px!important}
main td{font-size:15px!important}
main i{font-style:normal}

/* Footer: keep the last links clear of the WhatsApp button */
footer.ftr{padding-bottom:110px!important}
footer .fh{font-size:14px!important;letter-spacing:0!important;text-transform:none!important}
footer .ftr ul a, footer ul a{font-size:15px!important}
main .ashort h2{font-family:"Public Sans",system-ui,sans-serif!important;font-size:15px!important;font-weight:600!important;letter-spacing:0!important;line-height:1.4!important}
main .cta h2{font-size:clamp(28px,3vw,36px)!important;letter-spacing:-0.01em!important}
main .cat, main .xcat, main .tag, main .rt, main .ex-label{font-size:13.5px!important}
main .ltoc b{font-size:14px!important;letter-spacing:0!important;text-transform:none!important}
main .addons i, main .hserv span, main .hserv i, main .cal span{font-size:14px!important;letter-spacing:0!important;text-transform:none!important}
main .mail button, main .wz-steps b{font-size:13px!important}

/* Justified running text: long-form paragraphs only; lists, cards and short UI text stay left-aligned */
@media (min-width:640px){
main .aprose > p, main .prose > p, main .ssec p.lede, main .ssec > p, main .split p, main .xcopy > p, main .sech > p, main .ans p, main .note p, main .anext > p{text-align:justify;hyphens:auto;-webkit-hyphens:auto}
}

/* Visually hidden heading for screen readers (keeps heading order without changing the design) */
.vh{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.tw:focus-visible,.ex-body:focus-visible{outline:2px solid #87621F;outline-offset:2px}

/* Header dropdown menus */
.nwdd{position:relative;display:flex;align-items:center}
.nwdd-top::after{content:"";display:inline-block;width:6px;height:6px;margin-left:7px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:translateY(-3px) rotate(45deg)}
.nwdd-p{display:none;position:absolute;top:100%;left:-18px;min-width:280px;background:#fff;border:1px solid #DCE1E8;border-top:2px solid #C9963E;box-shadow:0 14px 34px rgba(10,26,47,.14);padding:8px 0;z-index:60}
.nwdd-p::before{content:"";position:absolute;left:0;right:0;top:-22px;height:22px}
.nwdd:hover .nwdd-p,.nwdd:focus-within .nwdd-p{display:block;margin-top:20px}
.mainnav .nwdd-p a{display:block;padding:10px 18px;font-size:15px;color:#0A1A2F;box-shadow:none!important;white-space:nowrap}
.mainnav .nwdd-p a:hover{background:#F3F5F8}
@media (max-width:900px){
  .mainnav{max-height:calc(100vh - 70px);overflow-y:auto}
  .nwdd{display:block;width:100%}
  .nwdd-top::after{display:none}
  .mainnav .nwdd-top{display:block;width:100%;font-weight:600;color:#0A1A2F;border-bottom:1px solid #DCE1E8}
  .nwdd-p,.nwdd:hover .nwdd-p,.nwdd:focus-within .nwdd-p{display:block;position:static;border:0;box-shadow:none;padding:0 0 4px 16px;margin:0;min-width:0}
  .mainnav .nwdd-p a{padding:10px 0;font-size:15px;color:#4A5768;border-bottom:1px solid #EEF1F5;white-space:normal}
}

/* ===== Print and Save as PDF ===== */
.print-row{margin-top:18px}
.printbtn{min-height:38px;font-size:14px;padding:0 16px}
@media print{
  @page{size:A4;margin:18mm 16mm 20mm;
    @bottom-right{content:"Page " counter(page) " of " counter(pages);font:9pt "Public Sans",Arial,sans-serif;color:#4A5768}
    @bottom-left{font:9pt "Public Sans",Arial,sans-serif;color:#4A5768}}
  html,body{background:#fff!important}
  body{font-size:10.5pt}
  .hdr .mainnav,.menu-btn,.wa-float,.cc,.cc-link,.atoc,.art-hero,.page-hero,.lead-img,.print-row,.xacts,.anext,.xsec.xmist,.band,.cband,
  footer .fcols2,footer .flegal p:nth-child(n+3),.chips,.hsearch,#empty{display:none!important}
  .hdr{position:static!important;border:0!important;box-shadow:none!important}
  .hdr .wrap{padding:0!important}
  .wmk{width:130px!important}
  main .aprose,main .prose,main .art-head,main .ssec{max-width:none!important}
  main .wrap,.art-grid{display:block!important;max-width:none!important;padding-left:0!important;padding-right:0!important}
  main h1{font-size:24pt!important;line-height:1.15!important}
  main .adek,main .dek,main .lede{font-size:12pt!important}
  main .aprose h2,main .prose h2{font-size:15pt!important;break-after:avoid;page-break-after:avoid}
  main .aprose h3{font-size:12.5pt!important;break-after:avoid}
  main p,main li,main td,main th{font-size:10.5pt!important;line-height:1.5!important;orphans:3;widows:3}
  main .ashort{border:1px solid #C9963E!important;background:#fff!important}
  main .btn{display:none!important}
  .glass,.card,.icard,.plan{break-inside:avoid;page-break-inside:avoid}
  figure.exhibit,.tw,table,.note,.ashort,ol.steps li{break-inside:avoid;page-break-inside:avoid}
  .tw{overflow:visible!important}
  .faqs details{display:block}
  details::details-content{content-visibility:visible!important;display:block!important}
  .faqs details>*{display:block!important}
  .faqs summary{font-weight:600;list-style:none}
  .faqs summary::-webkit-details-marker{display:none}
  .asrcs a::after{content:" (" attr(href) ")";font-size:8.5pt;color:#4A5768;word-break:break-all}
  a{color:#0A1A2F!important;text-decoration:none!important}
  .byline{break-after:avoid}
  footer.ftr{padding:12pt 0 0!important;border-top:1px solid #DCE1E8!important;margin-top:18pt}
  footer .flegal p{font-size:8.5pt!important}
}